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	<title>Bernadette Speaks - Small Business Authority! &#187; Accounting</title>
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	<link>http://bernadettespeaks.com</link>
	<description>Keeping Small Business.....IN BUSINESS!</description>
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		<title>Learning From The Mistakes of Others</title>
		<link>http://bernadettespeaks.com/2010/08/learning-from-the-mistakes-of-others/</link>
		<comments>http://bernadettespeaks.com/2010/08/learning-from-the-mistakes-of-others/#comments</comments>
		<pubDate>Fri, 13 Aug 2010 00:47:13 +0000</pubDate>
		<dc:creator>Bernadette Johnson-Hairl</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Bernadette Johnson-Hairl]]></category>
		<category><![CDATA[By The Book Accounting]]></category>
		<category><![CDATA[Running A Small Business]]></category>
		<category><![CDATA[Starting A Small Business]]></category>

		<guid isPermaLink="false">http://bernadettespeaks.com/?p=512</guid>
		<description><![CDATA[Over the years, I have heard the frustration of many of my clients  and friends.  Most of them are not happy on their jobs.  They feel  overworked and underpaid.  Others feel they are not appreciated or are  taken for granted. Then you have the business owners who didn’t  realize it would [...]


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		<title>12 Common Bookkeeping Mistakes</title>
		<link>http://bernadettespeaks.com/2008/12/12-common-bookkeeping-mistakes/</link>
		<comments>http://bernadettespeaks.com/2008/12/12-common-bookkeeping-mistakes/#comments</comments>
		<pubDate>Mon, 01 Dec 2008 16:22:19 +0000</pubDate>
		<dc:creator>Bernadette Johnson-Hairl</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Bookkeeping]]></category>
		<category><![CDATA[Recordkeeping]]></category>
		<category><![CDATA[tax deductions]]></category>

		<guid isPermaLink="false">http://bernadettespeaks.com/?p=174</guid>
		<description><![CDATA[12 Common Bookkeeping Mistakes to Avoid
1. Commingling funds &#8211; So many business owners are guilty of either using the business account to pay for personal expenses or paying business expenses through the personal account. This is a big NO NO!
2. Misclassifying workers &#8211; Times are tough and staffs are getting smaller and smaller. Many business [...]


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		<slash:comments>3</slash:comments>
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		<title>4 Misused Deductions for Realtors</title>
		<link>http://bernadettespeaks.com/2008/11/4-commonly-misused-deductions-for-realtors/</link>
		<comments>http://bernadettespeaks.com/2008/11/4-commonly-misused-deductions-for-realtors/#comments</comments>
		<pubDate>Thu, 13 Nov 2008 16:00:05 +0000</pubDate>
		<dc:creator>Bernadette Johnson-Hairl</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[realtors]]></category>
		<category><![CDATA[self-employed]]></category>

		<guid isPermaLink="false">http://bernadettespeaks.com/?p=85</guid>
		<description><![CDATA[To be effective in any business, not only must you do a good job at selling your product or service, but it is imperative that you keep good records.  Tax records are no exception to the rule.  Did you know that when you don’t keep up with your expenses, you end up overpaying your taxes?  Tax rates are high enough, and there’s no need to pay more than your share.  


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		<title>Employee or Independent Contractor?</title>
		<link>http://bernadettespeaks.com/2008/11/employee-or-independent-contractor/</link>
		<comments>http://bernadettespeaks.com/2008/11/employee-or-independent-contractor/#comments</comments>
		<pubDate>Wed, 12 Nov 2008 16:00:25 +0000</pubDate>
		<dc:creator>Bernadette Johnson-Hairl</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[independent contractors]]></category>
		<category><![CDATA[Payroll Taxes]]></category>

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		<description><![CDATA[When determining whether your workers are employees or independent contractors, there are several factors you must consider. The traditional test to determine a worker’s status involves the concept of control. The IRS developed 20 factors to resolve a worker’s status as an independent contractor under the common law. The burden of proof is also on the taxpayer. It is understood that at least 11 of these factors should present evidence of an independent contractor’s status under the common law tests.


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		<slash:comments>5</slash:comments>
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		<title>4 WAYS TO KILL YOUR BUSINESS!</title>
		<link>http://bernadettespeaks.com/2008/11/four-ways-to-kill-your-business-2/</link>
		<comments>http://bernadettespeaks.com/2008/11/four-ways-to-kill-your-business-2/#comments</comments>
		<pubDate>Tue, 11 Nov 2008 17:57:02 +0000</pubDate>
		<dc:creator>Bernadette Johnson-Hairl</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Business Partnerships]]></category>
		<category><![CDATA[Cash Flow]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[Tax Advice]]></category>

		<guid isPermaLink="false">http://bernadettespeaks.com/?p=89</guid>
		<description><![CDATA[Have you ever heard the saying, &#8220;Been there, done that!&#8221;?  Well I have not been there nor done that but I&#8217;ve certainly seen it more times than I care to share.  Here are four things that are sure to send your business to an early grave. 


1. “Free” Counsel – If I hear this one more time, [...]


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