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	<title>Bernadette Speaks - Small Business Authority! &#187; Taxes</title>
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	<link>http://bernadettespeaks.com</link>
	<description>Keeping Small Business.....IN BUSINESS!</description>
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		<title>I Owe The IRS &amp; I Cannot Pay…..HELP!!!!</title>
		<link>http://bernadettespeaks.com/2009/04/i-owe-the-irs-i-cannot-pay%e2%80%a6help/</link>
		<comments>http://bernadettespeaks.com/2009/04/i-owe-the-irs-i-cannot-pay%e2%80%a6help/#comments</comments>
		<pubDate>Tue, 14 Apr 2009 14:51:38 +0000</pubDate>
		<dc:creator>Bernadette Johnson-Hairl</dc:creator>
				<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Installment Agreements]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[Payment Arrangements]]></category>
		<category><![CDATA[Tax Debt]]></category>

		<guid isPermaLink="false">http://bernadettespeaks.com/?p=236</guid>
		<description><![CDATA[Don't panic.....you have options! The first piece of advice I would give is do not ignore the IRS. Contrary to what many people think, they will work with you. The IRS does not want to take your car, house or seize your bank accounts. They want you to pay your taxes.




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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tax Planning is a Part of Pre-Marital Counseling</title>
		<link>http://bernadettespeaks.com/2009/04/tax-planning-is-a-part-of-pre-marital-counseling/</link>
		<comments>http://bernadettespeaks.com/2009/04/tax-planning-is-a-part-of-pre-marital-counseling/#comments</comments>
		<pubDate>Sat, 11 Apr 2009 01:46:53 +0000</pubDate>
		<dc:creator>Bernadette Johnson-Hairl</dc:creator>
				<category><![CDATA[Taxes]]></category>
		<category><![CDATA[filing status]]></category>
		<category><![CDATA[tax planning]]></category>
		<category><![CDATA[wedding planning]]></category>

		<guid isPermaLink="false">http://bernadettespeaks.com/?p=232</guid>
		<description><![CDATA[I know taxes are not high on the list of most romantic subjects, but when you and your sweetie are thinking about tying the knot but you should definitely consider the tax consequences. So, be sure to add tax planning to your wedding to do list.  


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		<slash:comments>3</slash:comments>
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		<item>
		<title>Give Yourself A Raise</title>
		<link>http://bernadettespeaks.com/2009/03/give-yourself-a-raise/</link>
		<comments>http://bernadettespeaks.com/2009/03/give-yourself-a-raise/#comments</comments>
		<pubDate>Sat, 21 Mar 2009 23:07:14 +0000</pubDate>
		<dc:creator>Bernadette Johnson-Hairl</dc:creator>
				<category><![CDATA[Bernadette Speaks]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Bernadette Johnson-Hairl]]></category>
		<category><![CDATA[economy]]></category>
		<category><![CDATA[raise]]></category>

		<guid isPermaLink="false">http://bernadettespeaks.com/?p=225</guid>
		<description><![CDATA[With the uncertainties of the economy, many Americans are finding themselves looking for ways to cut back.  Some are driving less to save on gas.  Others are cooking more at home to cut down on the expense of eating out.  Those are all very good ways to cut back.  I'd like to suggest another way to increase what you bring home....or as this post is titled....GIVE YOURSELF A RAISE!


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		<slash:comments>4</slash:comments>
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		<title>WARNING: THE IRS DOESN’T SEND UNSOLICITED EMAILS!!!</title>
		<link>http://bernadettespeaks.com/2008/12/warning-the-irs-doesn%e2%80%99t-send-unsolicited-emails/</link>
		<comments>http://bernadettespeaks.com/2008/12/warning-the-irs-doesn%e2%80%99t-send-unsolicited-emails/#comments</comments>
		<pubDate>Thu, 18 Dec 2008 10:52:05 +0000</pubDate>
		<dc:creator>Bernadette Johnson-Hairl</dc:creator>
				<category><![CDATA[Taxes]]></category>
		<category><![CDATA[email scams]]></category>
		<category><![CDATA[Identity Theft]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[refunds]]></category>

		<guid isPermaLink="false">http://bernadettespeaks.com/?p=201</guid>
		<description><![CDATA[I often times get forwarded emails from clients asking &#8220;is this true?&#8221;.  They generally have an email &#8220;supposedly&#8221; from the IRS saying that they have a refund and all they have to do is&#8230;.&#8221;click on this link&#8221; to claim it.  YEAH RIGHT!!!
BEWARE!!!!!  It&#8217;s a scam!!!!!
Here are a few facts about the IRS that you might [...]


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		<slash:comments>2</slash:comments>
		</item>
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		<title>TIPS ON SELECTING A TAX ACCOUNTANT</title>
		<link>http://bernadettespeaks.com/2008/12/tips-on-selecting-a-tax-accountant/</link>
		<comments>http://bernadettespeaks.com/2008/12/tips-on-selecting-a-tax-accountant/#comments</comments>
		<pubDate>Mon, 15 Dec 2008 15:00:18 +0000</pubDate>
		<dc:creator>Bernadette Johnson-Hairl</dc:creator>
				<category><![CDATA[Taxes]]></category>
		<category><![CDATA[choosing an accountant]]></category>
		<category><![CDATA[guarantees]]></category>
		<category><![CDATA[tax accountants]]></category>
		<category><![CDATA[tax code]]></category>
		<category><![CDATA[tax returns]]></category>

		<guid isPermaLink="false">http://bernadettespeaks.com/?p=190</guid>
		<description><![CDATA[As our lives progress and things change, our taxes tend to become more complicated. Now you own a home, have rental property or even a part-time business. Not to mention all the recent changes in the tax laws. Who can keep up?

Whether you file your taxes yourself or pay someone else to file them, you are ultimately responsible for what is reported on your tax return. So choosing a tax preparer is a task that you should not take lightly.


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		<slash:comments>0</slash:comments>
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		<title>12 Common Bookkeeping Mistakes</title>
		<link>http://bernadettespeaks.com/2008/12/12-common-bookkeeping-mistakes/</link>
		<comments>http://bernadettespeaks.com/2008/12/12-common-bookkeeping-mistakes/#comments</comments>
		<pubDate>Mon, 01 Dec 2008 16:22:19 +0000</pubDate>
		<dc:creator>Bernadette Johnson-Hairl</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Bookkeeping]]></category>
		<category><![CDATA[Recordkeeping]]></category>
		<category><![CDATA[tax deductions]]></category>

		<guid isPermaLink="false">http://bernadettespeaks.com/?p=174</guid>
		<description><![CDATA[12 Common Bookkeeping Mistakes to Avoid
1. Commingling funds &#8211; So many business owners are guilty of either using the business account to pay for personal expenses or paying business expenses through the personal account. This is a big NO NO!
2. Misclassifying workers &#8211; Times are tough and staffs are getting smaller and smaller. Many business [...]


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		<slash:comments>3</slash:comments>
		</item>
		<item>
		<title>4 Misused Deductions for Realtors</title>
		<link>http://bernadettespeaks.com/2008/11/4-commonly-misused-deductions-for-realtors/</link>
		<comments>http://bernadettespeaks.com/2008/11/4-commonly-misused-deductions-for-realtors/#comments</comments>
		<pubDate>Thu, 13 Nov 2008 16:00:05 +0000</pubDate>
		<dc:creator>Bernadette Johnson-Hairl</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[realtors]]></category>
		<category><![CDATA[self-employed]]></category>

		<guid isPermaLink="false">http://bernadettespeaks.com/?p=85</guid>
		<description><![CDATA[To be effective in any business, not only must you do a good job at selling your product or service, but it is imperative that you keep good records.  Tax records are no exception to the rule.  Did you know that when you don’t keep up with your expenses, you end up overpaying your taxes?  Tax rates are high enough, and there’s no need to pay more than your share.  


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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Employee or Independent Contractor?</title>
		<link>http://bernadettespeaks.com/2008/11/employee-or-independent-contractor/</link>
		<comments>http://bernadettespeaks.com/2008/11/employee-or-independent-contractor/#comments</comments>
		<pubDate>Wed, 12 Nov 2008 16:00:25 +0000</pubDate>
		<dc:creator>Bernadette Johnson-Hairl</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[independent contractors]]></category>
		<category><![CDATA[Payroll Taxes]]></category>

		<guid isPermaLink="false">http://bernadettespeaks.com/?p=81</guid>
		<description><![CDATA[When determining whether your workers are employees or independent contractors, there are several factors you must consider. The traditional test to determine a worker’s status involves the concept of control. The IRS developed 20 factors to resolve a worker’s status as an independent contractor under the common law. The burden of proof is also on the taxpayer. It is understood that at least 11 of these factors should present evidence of an independent contractor’s status under the common law tests.


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		<slash:comments>5</slash:comments>
		</item>
		<item>
		<title>4 WAYS TO KILL YOUR BUSINESS!</title>
		<link>http://bernadettespeaks.com/2008/11/four-ways-to-kill-your-business-2/</link>
		<comments>http://bernadettespeaks.com/2008/11/four-ways-to-kill-your-business-2/#comments</comments>
		<pubDate>Tue, 11 Nov 2008 17:57:02 +0000</pubDate>
		<dc:creator>Bernadette Johnson-Hairl</dc:creator>
				<category><![CDATA[Accounting]]></category>
		<category><![CDATA[Small Business]]></category>
		<category><![CDATA[Taxes]]></category>
		<category><![CDATA[Business Partnerships]]></category>
		<category><![CDATA[Cash Flow]]></category>
		<category><![CDATA[Tax]]></category>
		<category><![CDATA[Tax Advice]]></category>

		<guid isPermaLink="false">http://bernadettespeaks.com/?p=89</guid>
		<description><![CDATA[Have you ever heard the saying, &#8220;Been there, done that!&#8221;?  Well I have not been there nor done that but I&#8217;ve certainly seen it more times than I care to share.  Here are four things that are sure to send your business to an early grave. 


1. “Free” Counsel – If I hear this one more time, [...]


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		<slash:comments>1</slash:comments>
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